Forms & Applications

Download all necessary forms for membership, loans, and other services

PDF

Membership Application Form

Complete application form for new members. Includes all required fields and instructions.

2.4 MB Download
PDF

Loan Application Form

Application for all types of loans including business, housing, and personal loans.

1.8 MB Download
DOCX

Member Update Form

Form to update your personal information, contact details, or beneficiary information.

0.9 MB Download
PDF

Junior Account Form

Application form for opening savings accounts for children and minors.

1.5 MB Download

Financial Reports

Access our financial statements, annual reports, and performance summaries

PDF

Annual Report 2024

Comprehensive report on our financial performance, achievements, and future outlook.

4.2 MB Download
PDF

Quarterly Report Q1 2025

Financial summary for the first quarter of 2025 with performance indicators.

2.7 MB Download
XLSX

Financial Statements 2024

Detailed balance sheets, income statements, and cash flow reports.

3.1 MB Download
PDF

Auditor's Report 2024

Independent auditor's report and opinion on our financial statements.

1.9 MB Download

Policies & Bylaws

Access our governing documents, policies, and regulatory information

PDF

SACCO Bylaws

Complete constitution and bylaws governing the operations of our SACCO.

5.3 MB Download
PDF

Privacy Policy

Our commitment to protecting member data and privacy practices.

1.2 MB Download
PDF

Loan Policy

Comprehensive guidelines for loan applications, approvals, and management.

2.8 MB Download
PDF

Code of Conduct

Ethical guidelines and professional standards for staff and members.

1.5 MB Download

Educational Materials

Resources to help you make informed financial decisions

PDF

Financial Literacy Guide

Comprehensive guide to personal financial management and planning.

3.6 MB Download
PDF

Home Ownership Guide

Step-by-step guide to purchasing your first home with a SACCO loan.

2.9 MB Download
PDF

Investment Basics

Introduction to investment options and strategies for members.

2.4 MB Download
PDF

Muhaba Principles

Guide to understanding Islamic finance and Sharia-compliant products.

1.8 MB Download